"Whatever You Need, We'll Give It To You"

I've been listening to the pontificating on C-SPAN as the House prepares to vote on Pelosi's health insurance (not health care) reform bill, and must conclude that some of our national politicians are ignoramuses themselves or they're intentionally pandering to an ignorant constituency.

Do the ignorant ones think that an insurance company is a stingy rich uncle with unlimited money and everyone can have anything they want if they can just convince the uncle to be more generous or if they can take the uncle's money by force of law?

Modern insurance works on one fundamental principal: Each insurance program must take in more money in premiums than it pays out in benefits. This is true regardless of whether the organization behind it is for-profit or non-profit, and certainly includes civil governments. Insurance is a means of allowing a group of people to share financial risk, not a magically infinite source of money.

Some have said, "We're making health care a right." Oh, really? You're going to make something with a price tag a civil right? You're going to put it on the same level as the right to life and the right to liberty? And what will you do when the well runs dry? And when the group of patients need two dollars worth of health care for every dollar paid in insurance premiums, what will you tell those who complain that their rights are being denied?

The truth is they're not talking about improving health care. They're talking about changing health insurance in a manner by which the civil government will control how health care is rationed, rather than allowing freedom of choice.

And some of these folks are claiming, with a straight face, that the Federal bureaucracy is going to cover hundreds of billions of dollars worth of the increased costs by making things more efficient and reducing fraud? Oh? Like they have with Veteran's health care, Medicaid, and Medicare?

Here's my two cents' worth of opinion: make the VA, Medicaid, and Medicare effective, efficient, and fraud-free, and then I'll have a basis to believe the Federal government can do a better job with public health insurance than the free market and non-profits are doing now.